Join the waitlist for 3 interest-free payments
Your Crypto - Your Spending
A Better Way to Spend your Crypto Assets
We believe using your crypto shouldn't be hard, nor require you to go through tedious off-ramping. Payfoya solves this by offering you the possibility to pay when it fits you and your crypto - and avoid off-ramping while doing so!
All Your Favorite Shops
All you need to get the most out of your Crypto!
Use your crypto wallet to shop now and pay later across top Web3 stores. No KYC, no banks, no surprises. Just fast, secure, and on-chain.

No Off-Ramping
Your purchases will remain entirely on-chain. No tax-events, just pure convenience.

Smart Repayment Flows
Choose your repayment terms - 15, 30, or 60 days. Set reminders, repay anytime, or delegate to a bot.

Direct Integrations with Web3 Shops
We work with, and are directly integrated into all of your favorite web-shops to give you the best and most flexible shopping experience. Simply sign-up and we take care of the rest.

Your Best Lending Rates
No more manual scouting for and facilitating your optimal lending rate, Payfoya matches you with the best conditions for a perfect shopping experience.
Join the Waitlist!
Joining our early access program will give you 3 interest-free Buy Now Pay Later payments. No strings attached, promise!
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