Join the waitlist for 3 interest-free payments

Buy Now Pay Later. For Crypto

Buy Now Pay Later. For Crypto

Buy Now Pay Later For Crypto

Buy now. Pay later. Keep your coins.

The first non-custodial, collateralized BNPL platform for Web3.

Buy now. Pay later. Keep your coins.

The first non-custodial, collateralized BNPL platform for Web3.

Your Crypto - Your Spending

A Better Way to Spend your Crypto Assets

We believe using your crypto shouldn't be hard, nor require you to go through tedious off-ramping. Payfoya solves this by offering you the possibility to pay when it fits you and your crypto - and avoid off-ramping while doing so!

All Your Favorite Shops

All you need to get the most out of your Crypto!

Use your crypto wallet to shop now and pay later across top Web3 stores. No KYC, no banks, no surprises. Just fast, secure, and on-chain.

No Off-Ramping

Your purchases will remain entirely on-chain. No tax-events, just pure convenience.

Smart Repayment Flows

Choose your repayment terms - 15, 30, or 60 days. Set reminders, repay anytime, or delegate to a bot.

Direct Integrations with Web3 Shops

We work with, and are directly integrated into all of your favorite web-shops to give you the best and most flexible shopping experience. Simply sign-up and we take care of the rest.

Your Best Lending Rates

No more manual scouting for and facilitating your optimal lending rate, Payfoya matches you with the best conditions for a perfect shopping experience.

Join the Waitlist!

Joining our early access program will give you 3 interest-free Buy Now Pay Later payments. No strings attached, promise!

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